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003 ES-MaONT
005 20220805062554.0
008 210608b2021 ||||| |||| 00| 0 eng d
024 _d.
040 _aES-MaONT
110 _92509
_aEuropean Union Blockchain Observatory and Forum
245 1 0 _aCentral Bank Digital Currencies and a Euro for the Future
_c/ a thematic report prepared by the European Union Blockchain Observatory & Forum
260 _a[S.l.] :
_bEU Blockchain Observatory and Forum,
_c2021
300 _a84 p.:
_bgráf.
_c; 1 documento PDF
336 _atexto (visual)
_2isbdcontent
337 _aelectrónico
_2isbdmedia
338 _arecurso en línea
_2rdacarrier
504 _aBibliografía: p. 80-84
520 _aThe European Blockchain Observatory and Forum (EUBOF) has just published a report identifying and evaluating eight alternative design architectures for the digital euro. The EUBOF report, coordinated by the Institute for the Future (IFF) at the University of Nicosia, goes a step further from previous efforts, by considering specific design options for the digital euro and evaluating them against the core principles and requirements set by the ECB. This large-scale research aims at contributing to the ongoing debate to develop the digital euro, highlighting the following dimensions: - How the digital euro will differ based on whether it functions similarly to today's bank deposits (an account-based digital euro) or similarly to today's physical cash (a token-based digital euro). - What are the differences based on the underlying technological infrastructure of the new currency, specifically choosing between implementing it atop existing eurozone-wide payment rails (such as the TIPS) or atop novel technological architectures, such as blockchain. - Explores whether the ECB, as well as the Eurozone banking system and European citizens, would be better-off if the digital euro was exclusively coordinated by the Central Bank or if it was distributed and managed in collaboration with Europe's commercial banks and other financial institutions. - Addresses additional considerations related to technology (interoperability and programmability features of the digital euro), regulatory aspects (traceability, compliance, and AML/KYC enforcement) and end-user experience (fund custody, digital wallet design and user interfaces). - Identifies and studies several implications of the digital euro to areas such as financial stability or the operation of the European banking industry.
650 7 _aEconomía digital
_2
_92223
653 _ablockchain
653 _aeuro digital
653 _abancos
653 _ainstituciones financieras
653 _amoneda digital
653 _asistema bancario
653 _azona euro
653 _atecnologías
856 4 _uhttps://www.eublockchainforum.eu/news/new-thematic-report-central-bank-digital-currencies-and-euro-future
_x0
_yAcceso al documento
_qpdf
942 _2udc
_cINF